Can Expats Buy Property in Dubai?

As you know, Dubai is a fantastic place to live. However, many UK expats currently living in the city believe they aren’t allowed to purchase property in Dubai. That simply isn’t true. In fact, it’s never been easier to buy property in the city.

Since the early 2000s, the doors have been open to anyone looking to make a purchase in Dubai. The laws were changed so expats from all nationalities could have a 99-year lease in designated areas. Further changes were introduced soon after that which allowed non-Gulf Cooperation Council residents to buy freehold property in Dubai.

These changes have had an amazing effect all across the city. Where they were once dependent on their crude oil, Dubai is now well known across the world as a place to buy exceptional property at a low cost. The population has also tripled in size since 1995 thanks to the influx of expatriates.

If you’ve been living here for some time and you want a more permanent base, there are a great number of options available to you.

Where Can Expats Buy Property in Dubai?

If you’re an expat looking to buy property in Dubai, there are many beautiful districts where you can find your forever home. There’s something for everyone; from the single professional to the young couple looking to start a family. Some of our favourite communities include:

• Palm Jumeirah — A popular man-made island in the shape of a palm tree.
• Downtown Dubai — Also known as the tallest city in the world thanks to its towering structures.
• Dubailand —A beautiful residential complex with quality schools, malls and sports facilities.
• Jumeirah Village Circle — A family-friendly community that has plenty of green space.
• Business Bay — The stylish business district with corporate high rises, luxury hotels and plenty of Grade A office space.
• Dubai Marina & Jumeirah Beach Residence — A beauty spot right on the water’s edge.

Are There Any Restrictions on Expats Buying Property in Dubai?

For the most part, expats from all nationalities are free to purchase property across Dubai’s many freehold communities, but there are a few parts of the city where the old non-freehold rule still applies. However, they are few and far between. Other than that, there are no restrictions.

In 2019, the UAE implemented a new system for long-term residence visas, which means expats can view Dubai as their home for the long-term. Provided you enjoy the lifestyle and tax benefits, there’s no reason why you shouldn’t purchase a property and stay here for as long as you wish.

How Do I Get a Mortgage for My Property?

Securing a mortgage in Dubai is very similar to how it’s done in the UK. But, if you’re unfamiliar with the laws, rules and regulations in Dubai and the greater UAE, it’s worth instructing a trained, qualified and expert mortgage broker to help.

Not only will mortgage brokers help you secure the right mortgage to suit your needs, they have access to exclusive low rates thanks to the strong relationships they’ve built with the banks of Dubai. As an example, Expat Mortgage saves their clients an average AED 150,000 over the course of their mortgages, which is equal to £30,000.

Can an Expat Buy Property in Dubai?

The very simple answer to this question is yes. Many of the old laws and restrictions have been lifted in Dubai, which means it has never been easier for expats to buy property in the city.

With fantastic value for money, plenty of stunning communities to choose from and the potential to live the lifestyle you’ve always wanted, Dubai is the perfect place for you and your family.